Credit card data is extremely valuable for companies aiming to predict how people will spend money in the future. Knowing how much people spend, where and on what day says a lot about consumers’ financial situations.

In the spring, we shut down our lives and our economy in hopes of reducing the spread of COVID-19 enough to be able to manage it through widespread testing and contact tracing. In spite of that shutdown, today the virus is raging virtually uncontrolled. We didn’t stick with it until the job was done.